About iRunCredit
Free, plain-English credit education from Grant Corporation — built on federal consumer-protection law and official government guidance, not credit-repair hype.
iRunCredit was built around a simple belief: people should not have to pay a gatekeeper to understand their credit reports, dispute real errors, or learn the habits that build a stronger profile. Everything here — guides, calculators, checklists, and letter templates — is free and designed to help you take the next correct step yourself.
We are not a law firm, a credit-repair organization, a lender, or a credit bureau. We never act on your behalf and we never charge for the rights you already have for free under federal law.
Who is behind iRunCredit
Founder, Grant Corporation
Michael Grant founded Grant Corporation to build practical, free tools for everyday consumers and small-business owners. He directs editorial standards for iRunCredit, focused on accurate, plain-English credit education grounded in federal consumer-protection law (FCRA, FDCPA) and official CFPB and FTC guidance — never credit-repair hype.
Our editorial standards
Credit and debt are "your money or your life" topics, so accuracy matters more than volume. Every guide, tool, and article is checked against current CFPB and FTC consumer guidance and federal statute (FCRA/FDCPA) before it is published, and updated when official guidance changes.
- Grounded in primary sources. Our guidance maps to the Fair Credit Reporting Act (FCRA), the Fair Debt Collection Practices Act (FDCPA), and official consumer guidance from the CFPB and FTC.
- Reviewed before publishing. Every guide, tool, and article is checked by the iRunCredit Editorial Team against current federal guidance before it goes live.
- No fake numbers. We do not invent statistics, guarantee score increases, or promise deletions. Calculators are clearly labeled as educational estimates.
- Updated when the rules change. When official guidance changes, we revise the affected pages.
How iRunCredit stays free
iRunCredit is the free education layer of Grant Corporation: value first, trust first. The site may run advertising or offer optional premium learning resources in the future, but the core tools, letters, and guides will stay free — and we will never put your federal consumer rights behind a paywall.
Corrections and contact
Found something that looks wrong or out of date? Tell us — accuracy is the whole point. Email [email protected] or visit our contact page. iRunCredit is operated by Grant Corporation, founded 2026.