Privacy Policy

Plain-language site policy for iRunCredit visitors.

iRunCredit provides free educational information and document templates. We are not a law firm, credit repair organization, lender, credit bureau, or financial advisor, and nothing here is legal, financial, or credit repair advice. You can dispute credit-report errors and contact creditors yourself for free under federal law. Always verify facts, keep copies, and consider a qualified professional for your specific situation.

Educational use

The site provides general educational content and templates. It does not create a professional-client relationship.

Information handling

Free calculators can be used without an account. The custom document generator requires an account so documents can be saved and downloaded later. Account records may include name, email, phone, optional mailing address, age group, consent status, generated document metadata, and the form details provided for each document.

Consent and communications

By creating an account, visitors consent to iRunCredit storing their account and generated-document data for product access, support, analytics, and owned audience communication. Sensitive details should be minimized; do not enter full Social Security numbers or unnecessary private documents.

No guarantees

Credit results vary. We do not guarantee score increases, deletions, approvals, or lender decisions.